The following is an agreement between yourself (you) and EDUCASA. By using this website ("the website") and accessing any of the contents contained in it, you agree to be bound by the following terms and conditions. If you disagree with any of the Terms and Conditions of Use below, please navigate away from the site. These terms function closely with our Privacy Policy, so please review those too.
Basic Disclaimers
EDUCASA strives to ensure the information contained on the website is accurate, although occasionally errors may occur. EDUCASA reserves the right to make changes and/or improvements to this website at any time. Further, THIS WEBSITE AND THE INFORMATION, SOFTWARE, AND SERVICES ARE PROVIDED 'AS IS' WITH NO EXPRESS OR IMPLIED WARRANTIES OF ANY KIND. EDUCASA, OR ANY OF ITS AFFILIATES, IS NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR ANY OTHER INJURY ARISING OUT OF THE USE OF THE SITE.
No Governmental Affiliation EDUCASA is not a government agency, is not affiliated with any government agency and is not endorsed by any government agency..
Errors and Delays EDUCASA is not responsible for any errors or delays in responding to your inquiry arising out of inaccurate information provided by you, or any other cause outside of our commercially reasonable control.
Dispute Resolution Any claim, dispute, or cause of action arising out of the use of the Site shall be subject to arbitration under the commercial arbitration rules of the American Arbitration Association, in a proceeding held before one arbitrator as chosen by EDUCASA. The arbitration shall occur in Passaic County, New Jersey. Any claim, dispute, or cause of action shall be resolved in the arbitration proceeding and shall be binding on all parties. You, as the consumer, waive and forfeit any and all rights to any action in state or federal court to defend or assert your rights.
Indemnity You agree to indemnify EDUCASA and its' affiliates from and against any and all liabilities, expense (including attorney's fees) and damages arising out of any claims resulting from your use of this website, including without limitation any claims alleging facts that, if true, would constitute a breach by you of these Terms and Conditions of Use
.Other Terms - Complete Agreement and Choice of Law This agreement between you and EDUCASA supersedes all prior communications, whether oral or written. To the extent allowable, this agreement shall be subject to the laws of the State of New Jersey. All rights not expressly granted herein are reserved.
Please Print and Retain a Copy of this Agreement for Your Records.
EDUCASA (Last Updated: May 9, 2022)
Permission is granted to temporarily download one copy of the materials (information or software) on website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
i.modify or copy the materials;
ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
iii. attempt to decompile or reverse engineer any software contained on the website;
iv. remove any copyright or other proprietary notations from the materials; or
v. transfer the materials to another person or "mirror" the materials on any other server.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
This website has been developed by EDUCASA to provide general information about mortgages and related matters. The materials posted in this website are not intended to create, and do not create, any relationship between EDUCASA and the reader or viewer. The process of obtaining a mortgage loan is a serious one and should never be done without licensed loan originator. This information is not intended to be, and is not valid as, a substitute for a licensed loan originator, licensed loan officer or other licensed lending professional.
EDUCASA is a Limited Liability Company organized under the laws of the State of New Jersey, and for that reason its shareholders are afforded limited liability with respect to legal obligations, duties, and rights under applicable laws. The use of terms such as "officer" does not imply and does not suggest that the person is an officer of EDUCASA nor that any individual person named, pictured, or otherwise referenced has any personal liability with respect to the obligations of EDUCASA
or any of its shareholders.
EDUCASA is not a government agency, nor affiliated with any government agency, including the Department of Housing and Urban Development and Department of Veterans Affairs, in any way. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System and Directory for more information.
Individuals featured are actual clients of EDUCASA or its affiliated companies. These individuals are expressing their personal views of EDUDCASA. The personal views of these individuals reflect their opinions and experiences with EDUCASA or affiliated companies.
In no event shall we or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the website, even if we or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
The materials appearing on the website could include technical, typographical, or photographic errors. We do not warrant that any of the materials on its website are accurate, complete or current. We may make changes to the materials contained on its website at any time without notice. However, we do not make any commitment to update the materials.
We have not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us of the site. Use of any such linked website is at the user's own risk.
We may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.
You may ask for a refund at any time for an order that is incomplete. An incomplete order is one that has never been unblocked. Once unblocked, by us or any other entity, it will be considered a complete job and no longer eligible for a refund.
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